Security Based Lending - The Equity Alternative

Lending is based on eligible securities such as publicly traded Stocks,ETFs, and Mutual Funds.

Program Highlights

• Below Market Interest Rates - fixed rates from 2.5% to 4.5%

• High Loan Values - loan to security value ratios up to 80%

• Non-Taxable Event - as the securities ar enot sold

• No Credit Check, No Qualifying - nor is it reported to public records

• Borrower Retains All Market Appreciation, Interest and Dividends

• This is a Non-Recourse - a loan with no personal liability

• Loan Proceeds May Be Used for Any Purpose - persona;, business, etc.

• Eligible Securities Include - unrestricted, free-trading, publicly traded stocks, ETFs, MTNs and Mutual Funds

• Flexible Terms at Loan Maturity - the borrower may renew the loan, refinance, extend the terms or payoff the loan

• Prompt Response to Your Loan Inquiry - usually within one business day of receiving the security information. Funds can be deposited into the borrowers account in three to five business days once the contract is signed and the transfer takes place.

Simple Steps

• Complete the Express Quote Form listing the names of your securities, their stock symblo along with the number of shares.

• Upon Receipt, a loan proposal will be drawn up to determine loan amount and interest rate.

• If you agree to the terms, the next step will be to provide proof of ownership for each of the stocks, bonds or options included in the list.

• Values will be verified and within days, loan proceeds are transferred into your bank.

It's that Simple!

Call Jim Harriger at :

303-523-9920

or

E-mail me at :

optionscapital@hotmail.com

Call Today!

Lending Against Securities Worldwide- What Is It?

We structure and originate loans to individuals and institutions against securities both in the U.S. and on other major international stock exchanges. Whether you’re a CEO, a law firm, a fresh start-up, an established business, a firm partner or a large shareholder, we’ll provide you fast access to capital.

Lending against securities is not a new concept in lending, but it is gaining popularity because it makes sense for the reality of today’s economy.

Why?

We are living through extraordinary times, and economic conditions that defy logic. World financial markets are grossly undervaluing bellwether stocks such as Microsoft, Intel and Tellabs by reacting emotionally to market fears, rather than factually by rewarding firms with solid balance sheets. If these star performers aren’t getting the financing they need, then it’s even tougher out there for early stage growth companies that could be the next Google.

Making matters worse we’re in a time where, globally, business credit is not flowing freely. Executives, shareholders and potential investors are looking for liquidity and are hesitant to cash in their stocks because they hope there will see a return to value.

Fundamentally, popular wisdom says our best days are ahead of us.

Lending against securities is the better path to liquidity.

Our approach to lending allows borrowers the flexibility of holding onto valued collateral, gaining needed liquidity — without necessarily sacrificing potential gains with negotiated growth caps. We are able to do this by collaborating on the terms of the loan, interest rate and the what-if scenarios with each security.

We specialize in non-marginable securities, including small and micro-cap securities.

Our…

• non-recourse structure,

• high loan-to-value ratios,

• low-fixed interest rates and

• multiple-year terms

allow us to create customized loans for each individual or institution.

Whether you are looking for $50,000 or loans in the millions, we can help.

Criteria

Securities that qualify as collateral are Publicly and Actively traded stocks, mutual funds, bonds, ETF’s, bulletin board, Pink Sheet stocks, and treasury notes that are not restricted in any manner. Most foreign securities are acceptable.

What we are not able to use as collateral:

• 401(k)’s, IRA’s or any restricted retirement fund

• Money Market Accounts*

• CD’s*

• Annuities

• Gold or silver mines

• Commodities

• CMO’s

• SBLC’s

• Bank Guarantees or Warranties

• Private notes or private bonds

• Bonds that are coming due within 3 years

• Bearer Bonds

Terms Offered:

Minimum loan amount is $50,000

Minimum loan term is 3 years

Minimum average trading activity on stocks must be $20,000 per day over the past 30 days.

Borrower must have proof of ownership of the securities.

We do not ask for credit history, income, employment or the intended use of the funds.

Benefits:

Fixed interest rates between 2.5% and 4.5%

Interest Only quarterly loan payments

Loan terms of 3, 5, 7, or 10 years.

No closing costs.

No upfront fees.

No credit check.

No income verification.

Funds may be used for any purpose including personal or business use.

Non-personal non-recourse loan. The only collateral are the pledged securities.

Loans available for up to 80% of the securities value.

The borrower receives all dividends and upside market appreciation on the securities.

Quick funding usually in a matter of 2 days.

Call Jim at :

303-523-9920

or

E-mail me at :

optionscapital@hotmail.com

Call Today!

Asset Based Loan - Return to Homepage