Let's Get Started...
...What We Need from You
What we need from you is...
... to trust us by telling us the good, the bad and the ugly of your past in both personal & business credit issues. ALL PLEASE!
Tell us how you're planning on growing your business and we will need these docs from you to move forward in this funding process.
For us to process & assign your loan request, we will always need the following documents:
Personal/Business
1. Credit report from all the agencies
2. 6 months banks statement/Credit card statements
3. Tax returns (last 2-3 years depends)
4. Any Assets listed of what is worth/owed.
5. Employment history
6. If owning a home, what you owe & CURRENT value (must obtain a current & valid appraisal)
Business Only
1. Executive summary
2. Use of proceeds
3. Projections (1 yr to 5 yrs)
4. Resume(s)
5. Personal/business financial statement(s) (3 months up to 3 years depending)
6. Exit strategy
7. Dunn & Bradstreet credit report
So please have these documents ready to be sent upon our request or better yet, just send it all when you are ready to move forward in this process. If we don't have them, we may not be able to process your "Funding Request" with our company or our lenders.
We are going to need your credit and/or business credit reports too, please obtain copies & forward to us. Please note we can get copies if you wish but 2 things will happen: 1) We must charge you a fee. 2) There will be an inquiry noted on your credit score and too many inquiries per quarter lowers your credit score.
So if you want, you can get a FREE copy from the list below and then just forward a copy to us. Please use one of the triple score venders as to cut down on multiple request about you.
Here are the links to get the report from the credit companies:
Personal
Business
Please note that we do not charge an up front application fee, but charge our fees and points on the close of funding. We may add 1-10 points to the total loan amount for our services based on the dollar amount you are seeking but all monies are due 7 days after time of funding. (7 business days via electronic wire transfer)
We are just "Finders" of the money, we do not offer, service or tender the funding contract, just find the right loan for your needs.
Remember, we collect no money from you and make no money until you are funded; therefore, our services are FREE! Of course until we have found funding for you.
Also remember that the lender we have assigned to your project will charge their own fee(s) and point(s) to make this deal happen. It's up to you to say "yes" or "no" to the deal.
Most lenders are charging prime rate plus anywhere from 2 points - 20 points but those numbers are not fixed UNTIL the lender has informed you of the terms, as far as what they can offer depends on YOUR circumstances, and everybody is different.
Business Loans - Return to Homepage
Project Financing
Call Rob Renk
Ph: 303-521-7622
