Frequently Asked Questions

There are many reasons. When a borrower goes to their local bank or Credit Union, he or she talks to someone who represents only that financial institution’s available options, i.e. loans or lines of credit.

Leasing helps sellers of equipment offer creative payment options and users of equipment choices - that do not require large down payments or adversely affect their balance sheet and ability to borrow. At Lease One, we have multiple funding sources and match the best source and available terms to the each applicant.

Why is Leasing so Popular?

This is an excellent question! Here are some of the reasons why more and more businesses are choosing to lease their equipment:

• Leasing improves a company's cash flow. With leasing, there is no need for significant cash outlays, such as the large down payments that banks require when purchasing equipment. Businesses that lease their equipment do not deplete their working capital.

• Leasing does not have any impact on an individual's credit line.

• Profits and growth are improved through leasing. Businesses choose not to invest in equipment that becomes obsolete. The computer industry is one of many industries that experiences constant change. Leasing guards against obsolescence!

• Leasing reduces long-term debt and improves a company's balance sheet.

• Lease payments are operating expenses and are 100% tax deductible in most businesses.

• Creative financing is available through leasing, as lower payments can be arranged during the early months of the lease.

• Simplified paperwork! In most cases, leases up to $100,000 require only a one-page application.

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